July 28, 2021 | Legal Alerts
Exceptions to Florida Workers’ Compensation Immunity
Workplace accidents can result in serious injuries or death. Workers’ compensation insurance is required by Florida law for all employers who have four or more employees working for their company. Construction companies in Florida are required to provide this insurance for every employee, no matter how many employees are currently employed. This coverage is designed to provide financial compensation that covers injuries suffered by an employee while on the job. The compensation may cover medical costs, lost wages, other recovery-related costs, as well as funeral and burial costs in the tragic event of an employee's death at work. Employers who abide by state law and acquire either private or state workers’ compensation insurance, or self-insure, are given strong protection against their employees suing them and the company itself having to cover expenses from workplace injuries. This immunity to civil lawsuits has incredibly few exceptions, but when met, those exceptions can disrupt the course of business and cause serious harm to the company.